Unlock Your Future with the ATCL SACCOS Education Loan

Education is the key to success, but sometimes financial challenges stand in the way of achieving your dreams. At ATCL SACCOS, we believe that no one should miss the chance to pursue knowledge because of financial limitations. That is why we proudly offer the Education Loan, designed to support you and your loved ones in covering school or college expenses with ease.


Loan Features at a Glance

  • Maximum Amount: Up to TZS 1,500,000/-
  • Interest Rate: Affordable at only 1% per month
  • Conditions: Available regardless of the amount of savings you have
  • Maximum Repayment Period: Up to 6 months
  • Availability: Offered all year round, whenever you need it

Why Choose the ATCL SACCOS Education Loan?

Accessible Anytime – Whether it’s the beginning of a new school term or an urgent fee requirement, the loan is available throughout the year.
Affordable Repayment – With just 1% interest per month, you can focus more on studies and less on financial worries.
Flexible Conditions – You don’t need to worry about how much savings you have; the loan is open to all members.
Secure Your Future – Ensure uninterrupted learning for yourself or your dependents.


Education opens doors to opportunities, empowerment, and a brighter future. By offering this Education Loan, ATCL SACCOS is committed to walking with you every step of the way, ensuring financial challenges never hold back your academic journey.



ATCL SACCOS – Empowering Dreams Through Education!

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