Holidays are special moments – a time to relax, travel, celebrate with loved ones, and make lasting memories. But sometimes, financial challenges can limit your plans. ATCL SACCOS understands this and is here to support you with the Holiday Loan, designed to make every holiday season stress-free and enjoyable.

Features of the Holiday Loan

✨ Maximum Loan Amount: Up to TZS 500,000/-
✨ Interest Rate: 1% per month only
✨ Conditions: Available to all members – no savings requirement
✨ Maximum Repayment Period: 3 months
✨ Availability: Throughout the year – not limited to festive seasons

Why This Loan is Perfect for You

• 🎉 Celebrate Without Worry – Cover travel costs, family gatherings, or holiday shopping with ease.
• 💰 Low-Cost Borrowing – The 1% monthly interest rate makes this one of the most affordable loans available.
• 🗓 Flexible Repayment – With up to three months to repay, you can enjoy now and settle later without pressure.
• 🌍 All-Year Access – Whether it’s Christmas, Eid, Easter, weddings, birthdays, or school breaks, this loan is always open for you.

Who Can Apply?

Every ATCL SACCOS member is eligible. No matter your savings level, you can access the Holiday Loan to make your celebrations brighter.

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ATCL SACCOS – Your Partner in Every Celebration

Life’s best moments deserve to be enjoyed fully. With the Holiday Loan, ATCL SACCOS gives you the financial freedom to create joy, peace, and happiness for yourself and your loved ones – all year round.

Don’t let financial worries hold you back. Apply today and let ATCL SACCOS light up your holidays!