Triple Savings Loan: Unlock Bigger Opportunities with Your Savings

At ATCL SACCOS, we believe in rewarding your commitment to saving by giving you access to greater financial opportunities. With the Triple Savings Loan, your savings don’t just sit in your account—they work for you!

Key Features of the Triple Savings Loan

  • Maximum Amount: Up to TZS 30,000,000
  • Interest Rate: Only 10% per annum
  • Conditions: Borrow up to three times the value of your savings
  • Repayment Period: Flexible repayment plan of up to 3 years

Why Choose the Triple Savings Loan?

  • Multiply Your Potential – With just your savings, you can access three times more funds to achieve your goals.

  • Affordable Interest – Enjoy a low interest rate of 10% per year, making repayment stress-free.
  • Long Repayment Period – Spread your repayments over 36 months and manage your finances with ease.

  • Empowering Your Dreams – Whether it’s building a house, paying for higher education, expanding your business, or handling major family needs, this loan is designed for life’s big milestones.

Example Scenario

If you have saved TZS 5,000,000, you can qualify for up to TZS 15,000,000 as a loan. With careful repayment

spread over 3 years, you’ll achieve your financial goals while growing with ATCL SACCOS.


The Triple Savings Loan is more than just a loan—it’s a partnership that multiplies your financial strength. Your savings are the key to unlocking greater possibilities.

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