+255 695 473 364 ‘customer.care@atclsaccos.co.tz’

Membership

In accordance with the first principle (1) of international cooperation and the terms of the association, article 10, membership of ATCL SACCOS is open to any employee of the Air Tanzania Company Limited, as long as he is ready to comply with laws, regulations, and conditions of the ATCL SACCOS Limited. Members are all those who have meet all the qualifications according to the laws, regulations and conditions of ATCL SACCOS Limited.

Qualification for Joining ATCL SACCOS

  • Should be a staff of Air Tanzania Company Limited, ATCL SACCOS LTD, Government Institutions, and retired staff from Air Tanzania Company Limited.
  • Should have paid the Admission, bought the membership shares and deposited the amount set in accordance with the existing Conditions.
  • Be ready to participate in all activities of ATCL SACCOS Limited.
  • Be ready to follow the Association Terms, Rules and Cooperative Societies rules at all times.

Requirements to Join ATCL SACCOS

  • Fill Member’s application form and pay TZS 10,000/- for the form.
  • Payment of joining fee of TZS 50,000
  • Payment of 25 shares amounting to TZS 250,000/ to be a shareholder of ATCL SACCOS

NB: All the fees can be paid through the salary deductions or or direct bank deposits.

Benefits of Joining ATCL SACCOS

  • Low Interest Rate on Loans (1% per Month)
  • High Interest rate on Savings (Up to 7% Per Annum)
  • Wide Range of Loan Products
  • Condolence to Members
  • Easy Access to Credit
  • Encourages Savings Discipline
  • Access to Financial Benefits
  • Tailored Loan Products for ATCL employees
  • Support for Personal and Family Welfare
  • Opportunity for Member Dividends