Owning a home is one of life’s greatest milestones — a symbol of stability, comfort, and success. At ATCL SACCOS, we understand that building your dream house requires not just vision, but also reliable financial support. That’s why we proudly offer the Residential House Building Materials Loan, designed specifically to help you turn your dream home into reality.

What is the Residential House Building Materials Loan?

This loan is tailored to support members who are constructing their own residential houses. It provides the financial boost you need to purchase essential building materials such as cement, iron sheets, tiles, doors, windows, and other construction supplies.

Key Features:

• Maximum Loan Amount: Up to TZS 30,000,000/-

• Interest Rate: Affordable 10% per annum

• Loan Condition: Eligible up to twice the value of your savings

• Maximum Repayment Period: Flexible repayment of up to 5 years

Why Choose This Loan?

• Empowers your vision: Focus on designing your dream home while we handle the financing.

• Flexible and affordable: Enjoy low interest rates and a long repayment plan that fits your income flow.

• Secure and reliable: Access a trusted financing partner with a proven record of supporting members’ housing goals.

• Encourages saving culture: The “twice your savings” condition motivates consistent saving while unlocking bigger loan opportunities.

Turn Your Dream Into Reality

Whether you’re laying the first foundation or completing your finishing touches, the Residential House Building Materials Loan from ATCL SACCOS gives you the strength and stability to build with confidence.

Take the first step today — visit our office or website to apply and make your homeownership dream come true!

ATCL SACCOS – Empowering Members, Building Futures.