Owning land is one of the most secure and valuable investments anyone can make. It gives you the freedom to build your dream home, start a business, or secure a legacy for your family. At ATCL SACCOS, we make this dream achievable through our affordable Land Loan.

Loan Features

Maximum Amount: TZS 30,000,000/

Interest Rate: 10% per annum

Conditions: Up to twice of the member’s savings

Maximum Repayment Period: 5 years

Why Choose the Land Loan?

✅ Affordable and Flexible – With a repayment period of up to 5 years, you can comfortably pay in manageable installments.

✅ Grow with Your Savings – Your savings multiply your access. Members can borrow up to twice their savings.

✅ Secure Your Future – Land ownership is a long-term investment that appreciates in value year after year.

✅ Low Interest Rate – At only 10% per annum, our Land Loan is among the most affordable financing options available.

Who Can Benefit?

Members planning to buy residential land for building a family home.

Entrepreneurs looking for land to expand business projects.

Investors interested in long-term land investment.

Take the Step Today!

Don’t let your dream of land ownership slip away. With ATCL SACCOS Land Loan, securing land has never been easier.