+255 695 473 364 ‘customer.care@atclsaccos.co.tz’
Products of Shares Offered
Mandatory Shares
| Target Group | All members |
| Basic Conditions | Shares should not be less than 50 with a value of Tsh. 500,000 per member. |
| Dividends | Dividends every year |
| Minimum amount | Tsh. 500,000 per member |
| Benefits of the fund | 1. It confirms the life of the membership by owning 50 shares worth Tsh. 500,000/- 2. To increase the member’s opportunity to get dividends. |
Voluntary Shares
| Target Group | All members with long-term goals to borrow and invest to achieve their goals |
| Basic Conditions | The member has to fill out a special form to start buying optional shares every month |
| Dividends | Dividends every year |
| Minimum amount | Any amount |
| Benefits of the fund | 1. To increase the member’s opportunity to get bigger dividends. 2. To increase the member’s income opportunity every month 3. A member can borrow twice/three times of their voluntary shares. 4. All members with long-term investment goals to achieve their goals after retirement. 5. All members with long-term goals to develop their children and fulfill their children’s dreams. |