+255 695 473 364 ‘customer.care@atclsaccos.co.tz’
| Target Group | All members |
| Basic Conditions | 4% of the fixed salary (amount should not be less than Tsh 50,000 per month). |
| Interest per year | 3% per year |
| Minimum amount | 4% of the fixed salary (amount should not be less than Tsh 50,000 per month). |
| Benefits of the fund | 1. It guarantees the membership of a member by saving every month. 2. To increase the member’s income opportunity by depositing every month. 3. A member can borrow twice/three times of savings/deposit |
| Target Group | All members with long-term goals to borrow and invest to achieve their goals |
| Basic Conditions | 1. The member has to fill in a special form to start saving every month. 2. A member is not allowed to withdraw his savings to the fund less than one year to five years of investment |
| Interest per year | 7% per year |
| Minimum amount | Any amount exceeding 4% of the fixed salary (must not be less than TSh 50,000 per month). |
| Benefits of the fund | 1. To increase the member’s income opportunity by depositing every month. 2. A member can borrow twice/three times of savings/deposit. 3. All members with long-term investment goals to achieve their goals after retirement. 4. All members with long-term goals to develop their children and fulfill their children’s dreams. |