Faraja Fund – A Hand of Comfort from ATCL SACCOS

In every family, there comes a time when love and support matter more than anything else. At ATCL SACCOS, we believe that our members are one big family—and in moments of loss, no member should face the journey alone. That is the very heart of the Faraja Fund.

What is Faraja Fund?

Faraja Fund is a solidarity fund contributed by members of ATCL SACCOS with the aim of providing financial support during times of bereavement. The fund cushions families when a member or their immediate relative passes away, ensuring dignity, peace of mind, and timely support.

What Makes Faraja Fund Special?

The Faraja Fund is not just about money—it is about care, comfort, and compassion. When a member or their close family faces bereavement, the Fund provides timely financial assistance to ease funeral and related expenses. This ensures that families can focus on healing, rather than struggling with unexpected costs.

The Power of Togetherness

Every contribution to the Faraja Fund is small on its own—but when combined, it becomes a powerful lifeline. It is a symbol of unity, showing that when one of us is in pain, we all share the burden. This spirit of solidarity is what makes ATCL SACCOS more than just a financial institution—it makes us a community.

How Members Benefit

• Instant Support: Relief is provided quickly when it is needed most.
• Shared Responsibility: Each member contributes a small amount, but together, we create a strong safety net.
• Unity & Compassion: It reflects the true spirit of SACCOS—members looking out for each other.
• Respect & Dignity: Ensures families are supported with honor during difficult moments.

Why You Should Be Part of Faraja Fund

When you join ATCL SACCOS, you don’t just access loans and savings—you also gain the security of knowing that in times of need, your SACCOS family will stand beside you. Faraja Fund is a reminder that our strength lies in unity.

A Symbol of Unity

Through Faraja Fund, ATCL SACCOS members have shown that financial institutions can be more than just places for savings and loans. They can be communities of care, where members stand shoulder-to-shoulder in both good and bad times.