Emergency Loan: Quick Financial Relief When You Need It Most

Life is full of surprises—sometimes joyful, and other times challenging. Emergencies such as unexpected medical bills, urgent home repairs, or unforeseen family needs can arise at any moment. During such times, having quick access to funds is essential. That is why ATCL SACCOS is proud to offer the Emergency Loan, designed to give you peace of mind and financial relief when it matters most.

Loan Highlights

💰 Maximum Amount: Up to TZS 8,000,000/-
📉 Interest Rate: Just 1% per month
✅ Conditions: Accessible regardless of your savings balance
🗓️ Repayment Period: Flexible up to 12 months.

Why Choose the Emergency Loan?

No Savings Limitation
Whether your savings are big or small, you can still access the Emergency Loan and get the help you need.

Fast Access to Cash
Emergencies don’t wait, and neither should you. With quick processing, the Emergency Loan ensures you get the support you need right away.

Affordable Interest
At just 1% per month, this loan makes it easier for you to manage repayments without unnecessary financial strain.

Flexible Repayment
With up to 12 months to repay, you can plan your finances comfortably while focusing on solving the emergency at hand.

Situations Covered by the Emergency Loan

🚑 Medical Emergencies: Hospital bills, treatment, or urgent medication.

🏠 Home & Family Needs: Repairs, school fees, or sudden family obligations

🚘 Transport Emergencies: Unexpected breakdowns or urgent travel expenses

🌍 Unforeseen Challenges: Any sudden financial burden that needs quick attention.

More Than a Loan – It’s Peace of Mind

With the Emergency Loan, you don’t just get money—you get the assurance that your financial partner is walking with you through life’s toughest times. ATCL SACCOS exists to ensure that when emergencies happen, you are never alone.